Insurance Industry Campaigns To Keep Unlawful ObamaCare Cash

When is a gov­ern­ment pro­gram not a gov­ern­ment program?

When the insur­ance indus­try says it isn’t.

In its effort to keep bil­lions in unlaw­ful Oba­macare cor­po­rate sub­si­dies flow­ing, the indus­try is try­ing to per­suade Con­gress that it receives no fed­er­al funds through the fed­er­al “rein­sur­ance” pro­gram. Good luck with that.  Read more.

Obamacare Does NOT Have A Mandate

Some conservatives have charged that Marco Rubio has proposed an individual mandate for health insurance. [Credit: ABC News]

Some con­ser­v­a­tives have charged that Mar­co Rubio has pro­posed an indi­vid­ual man­date for health insur­ance. [Cred­it: ABC News]

Some con­ser­v­a­tives have accused Mar­co Rubio of propos­ing an Oba­macare-like man­date on all Amer­i­cans to buy health insur­ance. They’re wrong about Rubio.  And about Oba­macare.  Read more on Nation­al Review Online.

No, Zeke, You’re Not Paying For My Medicine

Zeke Emanuel is tired of paying for your medicine. [Credit: Maryland Public Radio]

Zeke Emanuel is tired of pay­ing for your med­i­cine. [Cred­it: Mary­land Pub­lic Radio]

Zeke Emanuel is tired of pay­ing for your expen­sive medicine.

Dr. Emanuel, who served in a senior posi­tion at the Office of Man­age­ment and Bud­get where he con­tributed to the recur­ring night­mare known as Oba­macare, recent­ly com­plained in the New York Times [“I Am Pay­ing For Your Expen­sive Med­i­cine”] that his insur­ance rates are high because the med­i­cines you’re tak­ing cost too much. Con­tin­ue read­ing →

What We Know And Don’t Know About Obamacare, Part II

More than five years after its enactment there still are many questions about whether Obamacare is working. Here are four of them.

More than five years after its enact­ment there still are many ques­tions about whether Oba­macare is work­ing. Here are four of them.

My pre­vi­ous post dis­cussed what we know about Oba­macare as its third open enroll­ment sea­son begins.  Here are four major ques­tions about the future of Oba­macare that remain unanswered.

Can insur­ance com­pa­nies make mon­ey in the exchanges with­out cor­po­rate wel­fare? Oba­macare con­tains some very expen­sive sweet­en­ers to entice insur­ance com­pa­nies to sell through the exchanges. These include risk cor­ri­dor pay­ments and $20 bil­lion over three years in inapt­ly named “rein­sur­ance” pay­ments, mon­ey gov­ern­ment takes from par­tic­i­pants in group health plans and gives to insur­ers that par­tic­i­pate in the exchanges. Both are sched­uled to end in 2017.

Con­tin­ue read­ing →

What We Know And Don’t Know About Obamacare, Part I

Obamacare's third open enrollment season launched yesterday. Here are six things we know about the program. (Tomorrow: four things we still don't know.) Credit:americanlegislator.org

Oba­macare’s third open enroll­ment sea­son launched yes­ter­day. Here are six things we know about the pro­gram. (Tomor­row: four things we still don’t know.) Credit:americanlegislator.org

Obamacare’s third open enroll­ment sea­son has kicked off, begin­ning the next chap­ter in its tur­bu­lent his­to­ry.  Today’s post dis­cuss­es what we know about Oba­macare.  Tomorrow’s will dis­cuss what we still don’t know.

What We Know

Few­er peo­ple are unin­sured. How many few­er is a mat­ter of dis­pute, but the improve­ment is sub­stan­tial by any mea­sure.  HHS Sec­re­tary Sylvia Bur­well cred­its Oba­macare with reduc­ing the num­ber of unin­sured peo­ple by 17.6 mil­lion since 2010.   And though you’ll like­ly hear this num­ber repeat­ed (and often round­ed up to 18 mil­lion), it’s almost cer­tain­ly exag­ger­at­ed.   Con­tin­ue read­ing →

Obamacare Has Reduced Uninsured By Nearly 8 Million

A fresh government study has found that Obamacare has so far reduced the number of uninsured by eight million. [Credit: publicbroadcasting.net]

A fresh gov­ern­ment study has found that Oba­macare has so far reduced the num­ber of unin­sured by eight mil­lion. [Cred­it: publicbroadcasting.net]

The num­ber of unin­sured peo­ple declined by near­ly eight mil­lion dur­ing the first nine months of 2014, reduc­ing their ranks to 37.2 mil­lion, accord­ing to an analy­sis of data released late last week by the Nation­al Cen­ter for Health Sta­tis­tics (NCHS).

The survey’s find­ings con­flict with a report issued last month by the RAND Cor­po­ra­tion, which esti­mat­ed that the num­ber of unin­sured fell by 16.9 mil­lion since Obamacare’s imple­men­ta­tion [sub­scrip­tion required].  The RAND study put the num­ber of unin­sured at 25.8 mil­lion, near­ly 12 mil­lion few­er than the NCHS esti­mate. Con­tin­ue read­ing →

What We Know And Don’t Know About Obamacare

The White House spent billions last year on efforts like this to promote Obamacare enrollment. How will they do this year? [Credit: Washington Post]

The White House spent bil­lions last year on efforts like this to pro­mote Oba­macare enroll­ment. How will they do this year? [Cred­it: Wash­ing­ton Post]

If you are a law­ful res­i­dent of the Unit­ed States and you lack health insur­ance today, it’s almost cer­tain­ly your fault.  You can’t blame your employ­er, the gov­ern­ment or the insur­ance com­pa­nies.  It’s on you.

That is the last­ing achieve­ment of Oba­macare, whose sec­ond open enroll­ment peri­od began yes­ter­day. Gone are the days when peo­ple with pre-exist­ing med­ical con­di­tions could not find afford­able cov­er­age.   Whether the ends of this achieve­ment, which are unde­ni­ably good, jus­ti­fy the means its sup­port­ers employed to win its enact­ment remains a mat­ter of con­tro­ver­sy. Con­tin­ue read­ing →

Was Speaker Boehner Right About Obamacare?

House Speaker John Boehner (R-OH) was heavily criticized for saying last month that Obamacare cancelations had outnumered enrollments.  Now a new study touted by the Administration shows that he had a point.  [Credit: Politico]

House Speak­er John Boehn­er (R‑OH) was heav­i­ly crit­i­cized for say­ing last month that Oba­macare can­ce­la­tions had out­nu­mered enroll­ments. Now a new study tout­ed by the Admin­is­tra­tion shows that he had a point. [Cred­it: Politico]

“When you look at the 6 mil­lion Amer­i­cans who have lost their poli­cies and some — they claim 4.2 mil­lion peo­ple who have signed up — I don’t know how many have actu­al­ly paid for it — that would indi­cate to me a net loss of peo­ple with health insur­ance.”  House Speak­er John Boehn­er (R‑OH)

Boehner’s state­ment last month that few­er peo­ple had gained cov­er­age through health exchanges than had lost their insur­ance due to can­ce­la­tions required by the health care law was met with wide­spread deri­sion. The state­ment earned him 4 Pinoc­chios from the Wash­ing­ton Post’s Fact-Checker.

But a new sur­vey released by the RAND Cor­po­ra­tion at least par­tial­ly vin­di­cates the Speaker’s claim. Con­tin­ue read­ing →