If you are a law­ful res­i­dent of the Unit­ed States and you lack health insur­ance today, it’s almost cer­tain­ly your fault.  You can’t blame your employ­er, the gov­ern­ment or the insur­ance com­pa­nies.  It’s on you.

That is the last­ing achieve­ment of Oba­macare, whose sec­ond open enroll­ment peri­od began yes­ter­day. Gone are the days when peo­ple with pre-exist­ing med­ical con­di­tions could not find afford­able cov­er­age.   Whether the ends of this achieve­ment, which are unde­ni­ably good, jus­ti­fy the means its sup­port­ers employed to win its enact­ment remains a mat­ter of con­tro­ver­sy. Con­tin­ue read­ing →