What We Know And Don’t Know About Obamacare, Part II

More than five years after its enactment there still are many questions about whether Obamacare is working. Here are four of them.

More than five years after its enact­ment there still are many ques­tions about whether Oba­macare is work­ing. Here are four of them.

My pre­vi­ous post dis­cussed what we know about Oba­macare as its third open enroll­ment sea­son begins.  Here are four major ques­tions about the future of Oba­macare that remain unanswered.

Can insur­ance com­pa­nies make mon­ey in the exchanges with­out cor­po­rate wel­fare? Oba­macare con­tains some very expen­sive sweet­en­ers to entice insur­ance com­pa­nies to sell through the exchanges. These include risk cor­ri­dor pay­ments and $20 bil­lion over three years in inapt­ly named “rein­sur­ance” pay­ments, mon­ey gov­ern­ment takes from par­tic­i­pants in group health plans and gives to insur­ers that par­tic­i­pate in the exchanges. Both are sched­uled to end in 2017.

Con­tin­ue read­ing →

A Modest (And Potentially Bipartisan) Obamacare Proposal

Here are three changes Congress should make to Obamacare: 1) no cancellations; 2) no bailouts; 3) no tax on the uninsured. [Credit: thinkquest.org]

Here are three changes Con­gress should make to Oba­macare: 1) no can­cel­la­tions; 2) no bailouts; 3) no tax on the unin­sured. [Cred­it: thinkquest.org]

Here’s a crazy idea: Repub­li­cans and at least some Democ­rats say they sup­port mak­ing changes to Oba­macare; why doesn’t Con­gress give vot­ers a pleas­ant sur­prise and change it?

These changes would be polit­i­cal­ly pop­u­lar, rel­a­tive­ly mod­est and enjoy at least some bipar­ti­san sup­port. Although the pre­vail­ing polit­i­cal cli­mate makes it hard for law­mak­ers to do any­thing of sub­stance, mak­ing the health care law more friend­ly to con­sumers and less accom­mo­dat­ing to cor­po­rate inter­ests would appeal to vot­ers across the spec­trum. Con­tin­ue read­ing →

Is Congress Still Relevant?

All 100 Senators gathered last year for this photo. They have done little since. Have they become irrelevant? [Credit: senate.gov]

All 100 Sen­a­tors gath­ered last year for this pho­to. Under Har­ry Rei­d’s lead­er­ship, they have done lit­tle since. Have they become irrel­e­vant? [Cred­it: senate.gov]

Here is all you need to know about the decline of the Unit­ed States Con­gress: a US Sen­a­tor recent­ly asked a fed­er­al judge to block the Oba­ma Admin­is­tra­tion from unlaw­ful­ly sub­si­diz­ing his own health insur­ance coverage.

The law­suit illus­trates how Con­gress has become a sub­servient branch of the fed­er­al gov­ern­ment.  Sub­ject to the whim of the Exec­u­tive Branch, one of its Mem­bers must now appeal to the Judi­cial Branch for relief.  Actu­al­ly leg­is­lat­ing seems out of the ques­tion. Con­tin­ue read­ing →

Obamacare Bipartisanship: You Probably Can’t Keep Your Coverage

President Obama had another stressful week.  But not nearly as stressful as millions will experience when they find that they still can't keep their health coverage.  [Credit: Dr. Lillian Glass Body Language Blog]

Pres­i­dent Oba­ma had anoth­er week of stress.  But not near­ly as much stress as mil­lions will expe­ri­ence when they find that they still can’t keep their health cov­er­age. [Cred­it: Dr. Lil­lian Glass Body Lan­guage Blog]

Wash­ing­ton has at last arrived at a bipar­ti­san con­sen­sus on what to do about the mil­lions of peo­ple whose insur­ance poli­cies are being can­celed because of Oba­macare: not near­ly enough. Con­tin­ue read­ing →

More Than A Website: Will Insurers Prosper Under Obamacare?

The Bee Gees' "More Than A Woman" was a 70s sensation.  In promoting his health care law, the President now has a similar mantra: "More Than A Website."  (Credit: AP)

The Bee Gees’ “More Than A Woman” was a 70s sen­sa­tion. In pro­mot­ing his health care law, the Pres­i­dent has adopt­ed a sim­i­lar phrase, remind­ing us that Oba­macare is more than a web­site. (Cred­it: AP)

The Pres­i­den­t’s health care law has had a trou­bled first month, but it is far too soon to know whether its prob­lems will prove last­ing and severe.  Even some of its most fer­vent sup­port­ers, like the Wash­ing­ton Post’s Ezra Klein, acknowl­edge that its defi­cien­cies run deep­er than a clunky web­site.  Oba­macare, the Pres­i­dent reminds us, is more than a web­site, but its prob­lems extend far beyond its 5 mil­lion lines of errant code. Con­tin­ue read­ing →

In Washington, All Is Well

The faces of Congressional leaders are hardly etched with joy, but they did manage to avert a fiscal crisis, even if only for a few months. [Credit: Bloomberg]

The faces of Con­gres­sion­al lead­ers are hard­ly etched with joy, but they did man­age to avert a fis­cal cri­sis, even if only for a few months. [Cred­it: Bloomberg]

Octo­ber 16, 2013, 6:00 am

All is well in Wash­ing­ton. The gov­ern­ment is spend­ing and bor­row­ing again. Con­tin­ue read­ing →

Young people love President Obama. But will they love Obamacare?

Photo Credit Thinkprogress.org

Pho­to Cred­it Thinkprogress.org

Young peo­ple love Pres­i­dent Oba­ma. But will they love Obamacare?

The real test will come this Octo­ber, when mil­lions of unin­sured peo­ple will be required to enroll in health insur­ance through health exchanges run by their state or the fed­er­al gov­ern­ment. Con­tin­ue read­ing →